Our Mission

Our mission is to provide outstanding personal service. Outstanding service includes high quality professional service based upon individual need. This service includes high standards for professional practices, ethics and confidentiality.

Our agency's goal is to be recognized by our customers as a professional office that provides excellent added-value service in a timely and efficient manner. We want our customers to have the utmost confidence in our ability to meet their insurance needs and feel strongly enough about their service experience that they will refer others to our agency.

Our organization will strive to be recognized by our employees as a great place to work. To accomplish this, we are firmly committed to providing our staff with a pleasant working environment, continuing education opportunities, and the technology needed to provide both excellent and efficient service to our customers.

Our Story

Our History

Edward E. Pinkham founded the agency in 1888 when he was appointed by the Hartford Fire Insurance Company. The agency was passed through several hands until its purchase in 1931 by Carl W. Lohnes

Carl W. Lohnes

Carl W. Lohnes who, after renting an office on Lower Main Street in Schaghticoke, built a small office building on the corner of Main and 2nd Streets where the agency remained until its move to its present location at 1549 NY 67 opposite the Hoosic Valley High School in 1967. Brothers, Richard and Robert Lohnes, operated the agency until in 2000 Richard sold his interest in the agency to Charles A. Smith

Charles A. Smith

Robert retired several years later and the agency is now owned and operated by Charles A. Smith. From our beginning we have enjoyed a steady growth over the years and have become recognized as one of the leading agencies in the area. We have earned our reputation for professionalism due to the special attention given to the needs and requirements of our clients.

Client Testimonials

I wanted to take a moment to thank you for the attentive and personal service you provide my family and I. Even though I live quite a distance from Schaghticoke; and almost all our business has been over the phone or by email, I know you have my best interests at heart. You have saved me a lot of money over the years and recently guided me through a claim as a result of a burglary. Thank you again for running a professional insurance agency that cares.

DAVID C.

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